All appraisers at Hink Appraisals are fully vaccinated and follow public health guidelines. Local Manitoba health authorities are recommending personal risk assessments to protect from exposure and spread of covid-19. At this time we are encouraging appraisals with interior inspections rather than modified appraisals. Modified appraisals were conducted during high risk times and not our preferred practice. However, some situations still arise where we cannot proceed an interior inspection and a modified appraisals would be required. In situations where modified appraisals are completed due to health concerns we do not share the appraisers or the occupants personal health history as it is strictly confidential.
A modified appraisal is where the appraiser uses data provided by owners/ occupants such as photo's / videos, an onsite exterior inspection, assessment data, building plans etc. to examine the property. The appraiser invokes Extraordinary Assumption and Extraordinary Limiting Conditions to assume any data obtained by outside sources is correct. These reports come with higher associated risks and it is ultimately the intended users named in the report, such as lending institutions decision whether these are acceptable or not.
These modified appraisals require a significant amount of support for owners / occupants of a dwelling. There is no discount for the appraiser not doing an interior inspection. The work required to analyses occupant provided data is typically more time consuming than our typical inspections.
Message from the Appraisal Institute of Canada
Evolving Public Health Authority Directives
The realities around COVID-19 are changing and evolving. The directives issued by some Public Health Authorities (PHAs) will vary from region to region across the country.
AIC Members are reminded to monitor and follow the directions of their local PHAs including those for virus spread mitigation practices, such as:
use of Personal Protective Equipment
avoiding high touch areas
providing pre-inspection instructions to owners/occupants, such as opening all interior doors and closets and panels, turning lights on upon your arrival to minimize surface transfer
if health risks or PHA directives prevent an interior site inspection, completing an interior inspection remotely using technology or third-party data.
Please do your part to keep you, your family, and your community safe and healthy.